Nexo Crypto Card | Spend Your Digital Assets Worldwide

2024.12.12 20:58

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Buy BTC, ETH, and over 100 other digital assets and start earning interest.

Buy assets

Grow your savings

Flexible Savings Earn interest with daily payouts and no lock-ups. Fixed-term Savings Earn more interest for longer periods of up to 12 months. Dual Investment Earn high yield while buying low and selling high.

Manage your assets

Exchange Swap over 100 digital assets with just a tap. Credit Line Borrow funds without selling your digital assets. Futures Capitalize on uptrends & downtrends with perpetuals.

Spend anywhere

Nexo Card Spend while earning interest on your available balance.

Private Clients

Accounts above $100,000 unlock access to bespoke assistance from a relationship manager.

Loyalty Program

Unlock higher savings rates, lower borrowing rates, and more.

Grow your business

Discover the many ways Nexo’s solutions empower businesses looking to expand their digital assets portfolio.

Corporate Accounts Create a corporate account for your business. Prime Brokerage Leverage an all-in-one solution for institutional investors. White Label Customize Nexo’s solutions to fit your business’ needs. Nexo Ventures Get the funding your business needs to thrive.

Market is up 0.21% in the last 24 hours

Buy Bitcoin, Ethereum, and over 100 other digital assets and start earning interest.

Browse all assets Bitcoin BTC $100,984.00 0.28% Ethereum ETH $3,928.61 3.33% NEXO Token NEXO $1.50 0.20% Tether USDT $1.00 0.11% BNB BNB $719.86 1.84% Solana SOL $231.63 1.22% USD Coin USDC $1.00 0.02% XRP XRP $2.42 0.32% Dogecoin DOGE $0.41 0.34%

Driving the next generation of wealth

Nexo has been helping clients grow their digital assets since 2018.

About Learn more about our values, mission, and what defines us as a company. Security Discover Nexo’s fundamentals-first approach to custody, compliance, and more. News & Insights Stay up to date with the latest from Nexo and the crypto world. Help Center Browse hundreds of helpful articles about Nexo’s products.

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English Español (Internacional) Español (Latinoamérica) Italiano Polski Português Русский Tiếng Việt 中文(简体) 日本語 한국어 Download the Nexo app: OR Install APK Personal Buy assets Flexible Savings Fixed-term Savings Dual Investment Exchange Credit Line Futures Nexo Card Private Clients Loyalty Program Business Corporate Accounts Prime Brokerage White Label Nexo Ventures Markets

Market is up 0.21% in the last 24 hours

Bitcoin BTC 0.28% Ethereum ETH 3.33% NEXO Token NEXO 0.20% Tether USDT 0.11% BNB BNB 1.84% Solana SOL 1.22% USD Coin USDC 0.02% XRP XRP 0.32% Dogecoin DOGE 0.34% Browse all assets Company About Security News & Insights Help Center English English Español (Internacional) Español (Latinoamérica) Italiano Polski Português Русский Tiếng Việt 中文(简体) 日本語 한국어 Log in Sign up

Tap into your crypto wealth with the Nexo Card.

Spend and earn up to 14% annual interest on your balance. Sign up

Operating

since 2018

Personalized

client care 24/7

Assets under management

$7+ billion

Operating

since 2018

Personalized

client care 24/7

Assets under management

$7+ billion

Switch between Debit and Credit with a single tap.

Debit Mode

Spend and grow your savings.

Earn up to 14% annual interest on your balance and have it ready to spend at all times.

Spend stablecoins or crypto prioritizing which assets to use first with a simple drag and drop.

Spend any supported asset, while enjoying an ever-growing list of new currencies.

Credit Mode

Spend without selling your crypto.

Get up to 2% in crypto cashback on purchases. You'll also be earning interest on assets not used as collateral.

Grow your buying power with crypto-backed Credit Lines starting from 2.9% interest.

Finance all your spending needs without selling any of your digital assets.

Travel and lifestyle.

Use your wealth worldwide

Make payments at over 100 million merchants globally.

Get crypto cashback

Get up to $200 crypto cashback per month for Credit Mode spending.

Withdraw at no charge

Enjoy up to €2,000 in free ATM withdrawals per month.

Skip the wait and start spending right away.

Forget about delivery times. Activate your virtual card with just a tap and start making purchases.

Download app

Spend with peace of mind.

Manage your Nexo Card in real time with just a few taps.

Freeze your card instantly if you lose it.

Change PIN at any time.

Stay in control with notifications for every transaction.

Learn more about Nexo’s top tier infrastructure

How to activate your Nexo Card.

1. Open the Nexo app Download, launch the app, and hit the 'Card' tab. 2. Activate virtual card Tap 'Activate Card' to issue your virtual card. 3. Add it to your digital wallet Choose 'Add to Wallet', follow the instructions, and spend with Apple Pay or Google Pay right away. 4. Order a physical card On the 'Card' tab, select 'Order card', confirm your details, and tap 'Confirm'.

Frequently asked questions.

How does the Nexo Card work?

The Nexo Card is a crypto card that can be used as credit and debit. In both modes, it connects to your available balance to provide you with liquidity for your everyday expenses, online purchases, subscriptions, and more. The following two modes can be changed at any time and as often as you’d like.

Credit Mode:

Credit Mode allows you to make purchases without having to sell your valuable crypto. Put simply, you’ll be using the crypto in your account as a collateral, while receiving funds you can spend at borrowing rates starting at 2.9%.

Credit Mode can help you retain the upside potential of your crypto while using its value in everyday life.

Debit Mode:

Debit Mode can help you grow your savings while having them available to spend at any time. It’s an easy and rewarding way to spend your cryptocurrencies and USDC, EURx, BTC and more.

The only thing you need to do is top up funds and you’re ready to spend them while earning daily compound interest. Before you spend, you can change the order in which you want to use your assets with a simple drag and drop. Alternatively, you can tap on your chosen asset to move it to the top of the priority list.

This prioritization allows you to automatically use the currency with the second highest priority when a bigger purchase depletes your primary one. You can disable any asset for spending altogether, if you want to hold it in your portfolio.

How much crypto cashback will I get?

You can receive crypto cashback on every purchase when using your Nexo Card in Credit Mode. The cashback is paid out in NEXO Tokens or Bitcoin, with the option to change your cashback currency at any time. The more NEXO Tokens you have in your account, the more cashback you will receive when using your Nexo Card, based on your Loyalty Tier. Here is the cashback for each Loyalty Tier:

Platinum: 2% in NEXO Tokens or 0.5% in BTC Gold: 1% in NEXO Tokens or 0.3% in BTC Silver: 0.7% in NEXO Tokens or 0.2% in BTC Base: 0.5% in NEXO Tokens or 0.1% in BTC

Is the Nexo Card free?

The virtual Nexo Card can be activated once you have at least $50 to your Nexo account. You can spend that balance instantly.

There’s also free shipping for the physical Nexo Card. To order a physical card, you need a portfolio balance of at least $500 and at least a Gold Loyalty Tier.

Who can order a Nexo Card?

Currently, only residents of the European Economic Area (EEA) and the UK can order a Nexo Card. To be eligible, you need to complete identity verification.

How to activate my crypto card?

Activating your virtual Nexo Card is almost instantaneous:

Open the Nexo app and tap on the 'Card' section. Tap on the 'Activate Nexo Card' button to issue your virtual card. Add the card to Apple Pay or Google Pay. You're now ready to make your first transaction. Even if you're not using Apple Pay or Google Pay, you can make purchases by using your card details.

To see your card number, expiration date and CVV/CVC, go to the Card section and tap on ‘Card details’.

You can also freeze or unfreeze your card, reveal or change its PIN, go through your transaction history, track your monthly transaction limits, and change your cashback currency – BTC or NEXO.

To order a physical Nexo Card:

Open the Nexo app and go to the ‘Card’ tab. Swipe left and tap on the ‘Order Nexo Card’ button. Follow the on-screen instructions and wait 2 to 4 weeks for your card to arrive. Once you receive your card, activate it by opening the Nexo app, and entering your 16-digit card number.

How many free ATM withdrawals am I entitled to per month?

Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount:

Base: Up to €200 / £180 Silver: Up to €400 / £360 Gold: Up to €1,000 / £900 Platinum: Up to €2,000 / £1,800

Once you reach your free withdrawal limit, you’ll be charged a 2% fee (minimum of 1.99 EUR/GBP) per additional withdrawal until your monthly limit resets again.

Are there any foreign transaction fees?

Yes, the respective foreign transaction (FX) fees depend on the day of the week of the transaction:

FX Fees on Weekdays

EEA/UK/CH: 0.2% ROW: 2%

FX Fees on Weekends

EEA/UK/CH: 0.7% ROW: 2.5%

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.

Utilize the entire Nexo ecosystem to strategically use your wealth.

Flexible Savings

Earn daily compound interest on your digital assets.

Credit Line

Borrow funds without selling your digital assets.

Exchange

Swap over 100 digital assets seamlessly with just a tap.

Home Crypto Card

Get updates, insights, and reports on the latest industry trends.

Download the Nexo app on your mobile device.

24/7 client care Operating since 2018 Strong 256-bit encryption

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Legal

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All or part of the Nexo Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the Nexo Platform and in the relevant general terms and conditions. While the nature of digital assets is unique, and when considering digital assets in the context of wealth enhancement, any such reference is for a general understanding of Nexo’s offerings. Materials related to Nexo’s services should not be treated as a guarantee of future results or as financial advice. When terms such as "up to" or "from" are used to denote limits, achieving these maximum or minimum thresholds may be conditional on additional actions or fulfilment of certain criteria and requirements that may not be attainable by all clients. When referencing digital assets as potential investments, any similarities with the traditional concept of investments are entirely circumstantial, therefore any parallels between them should not be interpreted as deliberate or intended. Assets under management figure last updated on October 1, 2024.

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